The drug list, or formulary, features generic, brand-name and specialty drugs to help you manage your costs and health. You can use the drug list to learn which drugs are covered and what your share of the cost is. Our drug list has 5 tiers, or levels. Generally, drugs on tier 1 are the least expensive and drugs on tier 5 are more expensive.
Search the drug list
Our drug list is available online and in printed formats. Use the resources below to learn more.
- Use the coverage and pricing tool to look up what drugs are covered and your share of the cost
- Download the MedicareBlue Rx drug list
- 2021 Standard
- 2021 Premier
- Request a printed copy of the drug list by calling customer service
- Look up the list of covered insulin and over-the-counter products
- Learn how to request a coverage decision for a drug that isn't covered by the plan
About the drug list
Our drug list is a list of drugs that are covered by the plan. MedicareBlue Rx and a team of health care professionals select drugs that provide the best value and effectiveness. We will generally cover drugs listed on the drug list if the drug is medically necessary, the prescription is filled at a network pharmacy and other plan rules are followed.
What to do if your drug isn't covered or has restrictions
Your doctor may be able to prescribe a different drug that is covered by the plan. If an alternative drug is not available or will not be as effective, you, your doctor or your appointed representative can request a coverage decision.
Changes to the drug list
Drugs can be added to and removed from the drug list throughout the year. If we remove drugs from the drug list, add restrictions to a drug (e.g., prior authorization, quantity limit, step therapy) or move a drug to a higher tier, we will notify members who take the drug at least 30 days before the change takes place.
If the Food and Drug Administration determines a drug on the drug list to be unsafe, or if the drug manufacturer removes the drug from the market, we will immediately remove the drug from the drug list and provide notice to members who take the drug.
Common drug coverage rules
Some prescription drugs have special rules that regulate how and when the plan covers them. These rules help us keep your drug coverage costs affordable. There are three types of drug coverage rules that may apply:
If you want to have a coverage rule waived, you can request an exception through the coverage decision process. Learn more about common coverage rules below and contact us if you have questions or need assistance.
Check the online coverage and pricing tool to see if a drug you currently take or would like to take has any coverage rules.
Prior authorization information
If a drug you take or want to take has this rule, it means you or your doctor need to get approval from the plan before it can be covered. Once the drug is authorized, you can fill the prescription at any network pharmacy (you may save more at a network pharmacy offering preferred cost sharing).
Quantity limit information
Some drugs may have a limit on how much you can get each time you fill a prescription. For example, if it is normally considered safe to take one pill per day for a certain drug, the plan may limit coverage to one pill per day. You don’t have to take any extra steps to have your drugs covered as long as your medications are prescribed within the quantity limits.
Step therapy information
This requirement encourages you to try a less costly but just as effective drug before the plan covers another drug. For example, if Drug A and Drug B treat the same condition but Drug A is less expensive, you may need to try Drug A first. If Drug A doesn’t work, the plan will then cover Drug B.